PRIVACY POLICY

Effective Date: September 7, 2025

1. Information we collect

We collect name, email, phone number, and usage data (cookies, analytics) required to provide membership services.

2. Use of information

Data is used to provide membership features, communicate updates, process refunds, and improve the platform.

3. Sharing & Third Parties

We may share provider contact details with members. We do not sell personal data to third parties. Payment processors receive required information to complete transactions.

4. Security

We use SSL/TLS and standard security practices. We do not store full payment card details on our servers. Payment details are processed by PCI-compliant gateways.

5. Your rights

You can request deletion or correction of your personal data by contacting liabilityreturnfund@gmail.com.